![]() With dipping, the card is inserted into the reader chip-side first. ![]() As an additional security mechanism, the cardholder may be asked to provide another authentication factor by entering a personal identification number ( PIN) or by providing a signature. When a cardholder swipes their magnetic card at a retailer, the point-of-sale terminal reads the card’s magstripe and sends the acquired data to the card issuer for authorization. ![]() Card dipping is the insertion of a credit or debit card into a reader in an automated teller machine (ATM) or EMV point of sale ( POS) terminal.ĭipping can be contrasted with swiping, the act of sliding a magnetic stripe card quickly through a magnetic stripe reader.
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